Mur***zie
Education
Skills:
Transformation, Strategic Thinking, Scrum, Agile Project Management
Work Experience:
Director of Transformation at Virgin Media O2
- Location: London, England, United Kingdom
- Duration: 2023-02 to Present
- Description:
Fraud Prevention SME at N/A
- Location:
- Duration: 2023-01 to 2023-02
- Description:
Head of Fraud at Tesco
- Location: Welwyn Garden City, Hertfordshire, United Kingdom
- Duration: 2019-01 to 2023-02
- Description: The assessment of threats, development of intelligence and dissemination of intelligence products relating to cyber, fraud and other criminal threats. Developing and enhancing fraud risk strategy. Providing independent assessments on the fraud risk effectiveness of controls with the business. Mitigate financial loss across UK stores, online and loyalty channels. Coordinating relevant parties to develop fraud management within their business units.
Head of Digital Wallet Fraud at Tesco Bank
- Location: Edinburgh, United Kingdom
- Duration: 2015-06 to 2018-12
- Description: Providing fraud expertise for Tesco wide payment strategy to develop and maintain a risk appetite that balances customer experience, sales and fraud. Representing Digital Wallet to senior stakeholders across Bank and Stores including those at board level. Building lasting, effective networks internally and externally including fraud software providers. Researching available tools, best practices and processes (internally and externally) to integrate to the Digital Wallet. Maintaining an awareness of regulatory changes that could impact the product and finding ways to adapt without sacrificing quality or standards.
Executive Response Project Manager at Tesco
- Location: Dundee, United Kingdom
- Duration: 2014-06 to 2015-06
- Description: Responsibility for delivering a change in tone of voice when corresponding with customers who contact the Executive Response Team. Delivering routines for handling duty manager contact, whitemail handling and threatened protest. Focus was on improving CSAT results for contact to the Executive Committee with significant improvement delivered through enhanced ways of working & engagement styles.
Candidate Intelligence Report
AI-powered analysis from the perspective of a US hiring director — evaluating career continuity, growth trajectory, and role fit.
Career Continuity & Risk Assessment
The candidate shows continuous employment from 2014 through the present, with only a short interim role in early 2023, indicating minimal gap risk.
All roles are centered on fraud prevention, risk management, and transformation across retail, banking, and telecom sectors, demonstrating strong domain consistency.
Several roles span 2–4 years with progressive responsibility, but a brief interim assignment in 2023 introduces a minor stability concern relative to longer-tenured peers.
The resume omits education details; absence of formal education information could pose questions for certain US market employers unless credentials are clarified.
Career Growth Curve
Best-Fit Roles (Top 5)
Chief Transformation Officer (CTO)96% fit
Proven track record directing large-scale transformation with cross-functional impact and risk governance; aligns with top-level strategic leadership expected of a CTO in a US enterprise.
Senior Vice President, Transformation & Fraud Risk94% fit
Combines transformation program leadership with deep fraud risk oversight, delivering strategic risk management and operational excellence for financial services or fintech.
Head of Fraud & Risk - Retail Bank / Fintech90% fit
Extensive fraud risk leadership across digital and physical channels with policy, controls, and intelligence experience transferable to US banking or fintech environments.
Director of Digital Payments Fraud & Risk86% fit
Direct experience with digital wallet and payment strategy risk, suitable for payments processors or fintechs expanding risk frameworks.
Director/VP, Transformation Office78% fit
Strong PMO and transformation leadership with Agile/ scrum experience; applicable to large-scale programs in technology or telecom sectors in the US.
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