V

Vir***ood

Senior Analyst

Education

University of Melbourne

University of Melbourne (2018 - 2021)

  • Degree: Bachelor of Commerce - BCom
  • Field of Study: Economics & Finance Major, Minor in Real Estate
  • Description: Econometrics 2 - H1 QM2 - H1 Organisational Behaviour - H1 GMCC Campus Finalist (2018)

Nossal High School (2014 - 2017)

  • Degree: VCE
  • Field of Study: Unknown Field
  • Description: Recipient of: - Highest Study Score Award in VCE Economics (2017) - Academic Excellence Award in VCE Global Politics (2017)

CFA Institute (Unknown - Present)

  • Degree: Chartered Financial Analyst
  • Field of Study: Unknown Field
  • Description: CFA: Passed Level 1 Passed Level 2 Studying for Level 3

Skills:

Alternative Investments, Investing, Investments, Private Credit

Work Experience:

Senior Analyst at Mosaic Private

  • Location: Melbourne, Victoria, Australia
  • Duration: 2025-04 to Present
  • Description:

Property Analyst - Major Client Group at Commonwealth Bank

  • Location: Melbourne, Victoria, Australia
  • Duration: 2023-10 to 2025-03
  • Description: The Major Client Group specializes in managing the largest and most complex Business Banking clients. As a key member of the real estate team, I work alongside experienced Relationship Executives and Senior Associates to deliver tailored solutions and exceptional client outcomes. My role spans a variety of critical functions, including credit risk analysis, financial modeling, and in-depth property research. I also play a pivotal role in facilitating negotiations between the relationship team, risk management, and clients, ensuring seamless execution of Annual Reviews, Term Extensions (on existing debt), and the origination of new debt for real estate assets. I have had the privilege of collaborating with multiple Relationship Managers on a wide array of transactions across the industrial, office, retail, and residential asset classes. This diverse experience has deepened my understanding of the unique dynamics and opportunities within each sector along with understanding how to view income producing real estate from a bank's perspective. Since joining the team, I have been instrumental in originating over $500 million of debt in new deals for the bank. This achievement reflects my ability to leverage a strong foundation in property research and my commitment to professional development through the ongoing pursuit of my CFA designation.

Research Analyst - Economics & Property at Urbis

  • Location: Melbourne, Victoria, Australia
  • Duration: 2022-01 to 2023-10
  • Description: Collaborated with a team of expert real estate economists and valuation professionals to deliver high-quality economic and financial feasibility analyses, demand/supply forecasts, due diligence reports, and econometric models for a diverse range of real estate assets, including industrial, residential, and commercial properties. Played a key role in providing data-driven insights and strategic recommendations to developers, REITs, institutional investors, and government bodies, enabling informed and impactful property-related decisions. Some of my key projects involved: - Helping remodel and repurpose a regression analysis model to help forecast rents, vacancy rates and apartment sales across Melbourne's CBD and surrounding areas so as help guide our clients' leasing and sales strategy. - Working with the NSW State Government (ClubsNSW) to build a financial model from scratch that would help understand how to best stage out a policy initiative that would make gaming machines cashless. This model helped assess potential impacts to revenue, costs, losses in jobs and reductions in problem gambling. - Undertaking demand and supply based assessments to help forecast potential market gaps for Childcare, Industrial Land and Residential Dwellings across the Eastern Seaboard. This involved conducting scenario analysis and providing clientele clear guidance on which markets they should target. - Utilising economic data, econometric forecasting skills and demographic analysis to help a client provide evidence for rezoning their existing landholding for the purposes of industrial land. Analysis undertaken stipulated the need for greater availability of industrial land supply for generating employment and helping sustain the growth in omni-channel retail activity Australia wide.

Assistant Research Analyst at Urbis

  • Location: Melbourne, Victoria, Australia
  • Duration: 2021-02 to 2022-01
  • Description: Introduction to economic modelling, fundamental market analysis and using data analytics to provide developers, REITS, institutional investors, and government with strategic economic advice to enable effective property related decision making.

Operations Committee Member at Finance Students'​ Association

  • Location:
  • Duration: 2020-03 to 2021-06
  • Description:
AI Resume Analysis

Candidate Intelligence Report

AI-powered analysis from the perspective of a US hiring director — evaluating career continuity, growth trajectory, and role fit.

Career Continuity & Risk Assessment

Employment GapLow

No notable employment gaps; continuous work history from 2021 onward with progressively responsible roles in real estate finance. Minor gaps are attributable to academic/association involvement and do not indicate instability.

Industry ConsistencyLow

All roles are within real estate, economics, banking, and private credit, demonstrating strong alignment to a real estate finance track with minimal industry drift.

Tenure StabilityMedium

Multiple moves within 1–2 years (URBIS -> CBA -> Mosaic) early in career are common for high-growth finance tracks, but could raise questions about mid-term role commitment in the US market unless clearly tied to expanding scope and responsibilities.

Education-Career MatchLow

University of Melbourne education complemented by CFA candidacy strongly aligns with finance, real estate, and credit analysis roles; well-suited for advanced roles in real estate debt and private credit.

Career Growth Curve

Operations Committee Member Lateral
Finance Students' Association
2020-03 to 2021-06
Assistant Research Analyst Entry
Urbis
2021-02 to 2022-01
Research Analyst - Economics & Property ↑ Promoted
Urbis
2022-01 to 2023-10
Property Analyst - Major Client Group ↑ Promoted
Commonwealth Bank
2023-10 to 2025-03
Senior Analyst ↑ Promoted
Mosaic Private
2025-04 to Present
Assessment: Viren’s career shows a steady, predominantly upward trajectory within real estate finance, expanding from economic research to debt origination and private credit. With CFA progress and demonstrated deal origination experience, he appears well-positioned for mid-to-senior roles (Senior/VP level) in real estate debt, private credit, or asset management, potentially requiring relocation or visa considerations for US opportunities.

Best-Fit Roles (Top 5)

1

Senior Associate - Real Estate Debt Origination (Private Credit Fund)97% fit

Proven track record of debt origination and cross-functional collaboration with risk and relationship managers; CFA candidacy enhances analytical credibility for senior roles in private credit.

2

Associate Director - Real Estate Finance, Private Credit93% fit

Extensive exposure to major client group, credit risk analysis, and deal structuring aligns with higher-responsibility BD or origination roles in private credit firms.

3

Senior Analyst / Analyst - Real Estate Debt Origination (Bank or Non-bank Lender)89% fit

Direct experience in debt origination, negotiations, and asset class diversification (industrial, office, retail, residential) complements bank or specialty lenders.

4

Portfolio Manager - Real Estate Debt Funds84% fit

Foundational exposure to real estate debt, asset performance analysis, and fund-level perspectives supports progression toward portfolio oversight in a private credit context.

5

Real Estate Economics / Market Research Analyst - Institutional Investors78% fit

Strong modeling, forecasting, and market analysis background provides a solid fit for research-driven roles within real estate investment teams or mortgage REITs.

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